Net salary calculator for Saudi Arabia
Net salary is total pay and allowances after the employee's GOSI share and other deductions such as loan instalments. A Saudi employee's share is 9.75% or 10.75% depending on when they registered; nothing is deducted from a non-Saudi.
Updated 20 Oct 2026 · By the Seen team
Fill in the details and press Calculate to see the result here.
The result is an estimate for guidance, not legal advice. Actual amounts can differ with the contract, the employee's record and company policy.
From gross to net
| Step | Formula |
|---|---|
| Gross pay | Basic + housing + transport + other allowances |
| Employee GOSI share | Contribution wage × employee rate |
| Other deductions | Loan instalments and the like |
| Net salary | Gross − GOSI share − deductions |
Example: a newly registered Saudi employee on a basic salary of SAR 8,000 with SAR 2,500 in allowances takes home SAR 9,425.
Common questions
What is the difference between gross and net salary?
Gross is basic salary plus allowances. Net is what reaches the employee's account after deductions.
Is the transport allowance part of the GOSI contribution?
No. The contribution is worked out on basic salary plus housing only, though transport is part of gross pay.
Does the calculator include absence and overtime?
No. It works out a full month with no absence or overtime. Payroll in Seen adds both from attendance records.
Can a loan instalment be more than the salary?
No. Seen deducts the instalment within what is left of the salary after other deductions, so net pay never falls below zero.
Is there income tax on salaries in Saudi Arabia?
Employee salaries in Saudi Arabia carry no income tax, so the calculator deducts none.