GOSI contribution calculator for employees and employers
A Saudi employee pays the pension rate and the SANED rate on basic salary plus housing, and the employer pays the same plus occupational hazards. A non-Saudi pays nothing; the employer pays 2% for occupational hazards only.
Updated 20 Oct 2026 · By the Seen team
Fill in the details and press Calculate to see the result here.
The result is an estimate for guidance, not legal advice. Actual amounts can differ with the contract, the employee's record and company policy.
The rates in force
On the contribution wage: basic salary plus housing, with a floor of SAR 1,500 for Saudis and SAR 400 for non-Saudis, and a ceiling of SAR 45,000.
| Item | Employee | Employer |
|---|---|---|
| Pension: Saudi registered before 3 July 2024 | 9% | 9% |
| Pension: Saudi registered on or after 3 July 2024 | 10% | 10% |
| SANED (unemployment): Saudi | 0.75% | 0.75% |
| Occupational hazards: every nationality | 0% | 2% |
| Non-Saudi: total | 0% | 2% |
The pension rate for people registered on or after 3 July 2024 rises half a point every July until it reaches 11%. Example: a newly registered Saudi on a contribution wage of SAR 10,000 pays SAR 1,075, and the employer pays SAR 1,275.
Common questions
Which wage are GOSI contributions worked out on?
Basic salary plus housing allowance. Transport, overtime and other allowances are not included.
Why do two Saudi employees pay different rates?
Because the pension rate for people first registered on or after 3 July 2024 differs from the rate for those registered before, and it rises a little every year.
Is anything deducted from a non-Saudi employee's salary?
No. The employer alone pays the occupational hazards contribution for a non-Saudi employee.
What if the wage is below the floor?
The contribution is worked out on the floor: SAR 1,500 for Saudis and SAR 400 for non-Saudis. Anything above SAR 45,000 carries no contribution.
Does Seen work out GOSI for every employee automatically?
Yes. Payroll picks the right rate for each employee from their nationality and registration date, and shows the basis on the payslip.